What are the safest payment methods on the Internet?

What are the safest payment methods on the Internet?

Online shopping has now become part of the habits of millions of people: for this reason it is necessary to clarify the payment methods that guarantee the best safety standards

In an era where e-commerce is becoming increasingly important for consumers of all ages, one of the main brakes to the spread of online shopping continues to be represented by the fear of running into scams and fraud . For this reason, it is important to understand which are the safest online payment methods : those who manage a virtual store or plan to create one, must know which ways of paying money are preferable for users.

·         Pay online with your credit card

·         The prepaid card and the other most used online payment methods

·         Because mobile payment is becoming one of the most used methods

·         Traditional alternatives

·         Pay online with your credit card

Credit and debit cards are the best known and consequently most popular payment methods among those who shop on the Internet. It is important, however, to put users in a position to exploit these methods with the most modern security standards, such as Norton Secured or Mastercard, but also Verified by Visa and SecureCode.

In these cases, to pay online with a credit card, it is necessary to use temporary passwords that are connected with the e-mail address or telephone number, so that effective control is guaranteed regarding the identity of the subject who is making the payment.

The prepaid card and the other most used online payment methods

In the category of the most used online payment methods there are, then, prepaid cards, which guarantee very high levels of security and which make versatility their strong point. In fact, they can also be used by those who do not have a bank or post office account and consequently do not have the possibility of using a credit card. What are the advantages of prepaid cards ?

·         They can be used by children and adolescents, who do not yet have a bank account or who simply have limited financial resources;

·         They are very safe, as the credit that can be recharged each time is limited;

·         Allow you to monitor your purchases easily and to keep them under control.

A valid alternative can be found in Paypal , which is one of the fastest and most convenient online payment methods among all those available. If you want, you can register your current account or your cards, so that they are kept in memory: so you can carry out all the online transactions you want thanks to a special widget, avoiding the insertion of ad hoc created forms .

For those who do not want to pay online by credit card, Paypal is an excellent solution, also because it offers a truly valid protection program for buyers. In the event that, for example, items are purchased that do not arrive at their destination, the refund of the money paid is guaranteed; and the same happens if the goods arrive damaged.

In order to take advantage of the convenience of Paypal you need to create an account and register for the service with an email address and password. It must be said that some retailers do not allow customers to pay with Paypal due to the rather high commissions that are applied. So e-commerce managers must think carefully to understand whether or not it is worthwhile to include Paypal in the list of allowed payment methods.

Because mobile payment is becoming one of the most used methods

The mobile payment system is becoming increasingly popular , by means of which transactions can be carried out from the phone: in practice, the smartphone, connected to the current account, is being used as a credit card.

Sometimes the shopkeepers do not have the appropriate platforms : therefore, in order to obtain a competitive advantage of no small importance, it is advisable to put their customers in a position to exploit this payment system, which makes speed and simplicity its own peculiar characteristics at the basis of each mobile friendly site .

Traditional alternatives

In the meantime, however, it is better not to underestimate the more traditional alternatives, which are identified in the payment in cash and bank transfer : the first is that the money be delivered in cash when you receive the merchandise that was purchased, while the second cannot disregard the possession of a current account, which can possibly be managed with home banking.

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